# Oneengine. Every compliance workflow.

Curvestone reads real documents, applies your compliance rules, and writes an auditable verdict.

## Three ways to deploy.

### API
Curvestone runs inside your CRM, LOS, or case management system. Cases trigger automatically, and results return as structured data, ready for your downstream workflows.

### Reviewer interface
A purpose-built UI for compliance and QA reviewers. See the verdict, the evidence behind it, and override with a reason — every action logged.

### Web portal
Drag and drop a case file, run the check, see the result. No integration required — ideal for evaluating Curvestone or running ad-hoc compliance checks.

## One platform. Built in layers.

Curvestone is the platform for compliance — engine, intelligence, evidence, and data, all in one stack. Accuracy, security, and audit posture are guaranteed at the platform layer, not re-proven product by product.

### Layer 01 The pipeline
#### Compliance automation engine
Execute your compliance rules into deterministic, repeatable workflows. Same case, same rules, same result — every time.

### Layer 02 The intelligence layer
#### Document intelligence
Vision, Intelligent OCR, and LLM understanding of the documents your clients actually send.

#### Policy reasoning
Interprets your rules in context. Not keyword matching. Reasons across the whole case, not field by field.

#### Evidence & audit layer
Every finding traced back to the source paragraph. Immutable log of every check, override, and timestamp.

### Layer 03 The data layer
#### Source connectors
APIs to CRM, case management, open banking, credit reference agencies (Experian, Equifax, TransUnion), document sources.

#### Structured outputs
JSON via API, PDF reports, dashboards, and regulator-ready audit exports — feed straight back into your existing systems.

## How it works

## Policy in. Audit out.

The same case, run again, against the same rules, gives the same result. Consistent, auditable, version-controlled — every step logged.

### Step 01 AI trigger
A case reaches a defined stage in your LOS or CRM. Each document automatically classified by type — vision, OCR, language understanding.

### Step 02 Ingest & classify
Full document pack injected. Each document classified by type. Each field extracted. Cross-checked across documents and against system data for consistency.

### Step 03 Extract & cross-check
Key data points extracted. Cross-checked across documents and against system data.

### Step 04 Apply your rules
Credit policy, eligibility, suitability, regulatory conduct, Consumer Duty checked against your encoded rules.

### Step 05 Graded outcome
Pass, amber, or fail — with specific issues flagged, evidence references, and remedial actions.

### Step 06 API return + audit
Results return via API into your LOS, QA tools, or dashboard. Every decision logged for audit.

## Proof
> “99%+ accuracy. Benchmarked against your team. Case reviews in 1-3 minutes. 100% coverage, not sampling.”

## Multi-modal processing

## Real documents. Not the clean ones.

Handles the documents your clients actually send — payslips, bank statements, tax returns, IDs, emails, and password-protected PDFs. Read in context, traced back to source.

### Inputs — as received
- Payslip
- Bank statement
- Email thread
- Tax return
- ID document
- Password-protected PDF

### Curvestone Engine
- Vision
- Layout & structure
- Intelligent OCR
- Text extraction
- LLM understanding
- Context & reasoning

### Outputs — structured & traceable

```json
{
  "income_gross_monthly": 4124,
  "income_net_monthly": 3140,
  "employer": "Acme Ltd"
}
```

### Evidence
- Net pay £3,140 — Aug 2024
- Extracted from payslip · page 1

## Product library

### A growing library of compliance products.
Pre-built, configurable products running on the same platform — live in production with mortgage networks, lenders, and brokers. New products ship continuously as we work with customers across regulated industries.

1. **Live Compliance Checker**  
   **Full case file review at scale**  
   Policy rules applied to every case — suitability, affordability, conduct — with graded outcomes and evidence traced to the source document.

2. **Live Document Intelligence**  
   **Multi-modal extraction**  
   Read statement data, capture bank feeds, photos, handwritten notes — extracted and structured through one engine.

3. **Live Pre-Underwriting Review**  
   **Cases screened before submission**  
   Catch affordability gaps and policy breaches before applications reach the lender — cutting reversals, rework, and decision time.

4. **Live Reporting & Audit**  
   **Full observability**  
   Immutable audit log of every compliance check — role-based dashboards and exports ready for regulator and Consumer Duty review.

5. **Full directory**  
   **46 compliance products on the roadmap**  
   Automated review of marketing materials, contract compare, legal claims — across regulated lending workflow. Configurable, not cookie-cutter.

## Built for regulated environments

### Engineered to the standards regulated firms work to.

#### Regulatory alignment
- Selected participant in the FCA Smart Data Accelerator

#### Information security
- ISO 27001 certified

#### AI risk management
- NIST AI Framework

#### Data sovereignty
- UK / EEA data residency

## See the platform on your documents.

15 minutes. We run Curvestone live against your real documents and your real rules.