# Full observability. Every decision.

An immutable audit trail of every compliance check — with real-time dashboards, regulatory exports, and drill-down to source evidence. No manual compilation, ever.

## Audit ledger · Q4 2026

### Collaborative Workflow Management

- **14,821** Cases  
- **2.3%** Flag rate  
- **2.8m** Avg review  
- **99%** SLA met

| ID     | Workflow                          | Client     | Current Step                     | Days | Owner     | Priority |
|--------|-----------------------------------|------------|----------------------------------|------|-----------|----------|
| CS-8821| Mortgage · Suitability            | AR · Pivotal | Policy rule v3.2 applied         | 0    | AA        | AutoClosed|
| CS-8822| Mortgage · Affordability          | AR · Northern | MCOB 11 stress fail              | 0    | CC. Lin   | High     |
| CS-8823| Pre-underwriting                  | AR · Keystone | LTI stress pass                   | 0    | AA        | AutoClosed|
| CS-8824| Case review                       | AR · Pivotal | MCOB 11 review                    | 0    | SS. Ayoub | Host     |

### Capabilities

## Always audit-ready. Zero manual effort.

### Immutable audit log

Every compliance check recorded with the rule version, input data, and result — tamper-proof, time-stamped, and permanently retained.

### Real-time dashboard

Live view of case throughput, flag rates, and compliance performance across your entire book — no refresh required.

### Regulatory export

One-click exports formatted for FCA supervision, s166 reviews, and internal audit committees. No manual assembly.

### Trend analysis

Tracks compliance performance over time — identifying emerging risk patterns before they become incidents or regulatory findings.

### Per-adviser reporting

Drill into compliance rates by adviser, product type, or region — with source evidence for every flagged case.

### Integration-ready

Audit data available via API for ingestion into your existing GRC, BI, or compliance tooling. No walled garden.

### Audit posture
> “We handed the FCA a full case-level export in four minutes. They asked how we did that.”

- **100%** Auditable at case level  
- **7 years** Immutable retention  
- **Real-time** Dashboard, live alerts

### How it works

## From decision to dashboard to regulator, in one pipeline.

01. **Every check automatically logged**  
Each compliance decision — pass, fail, or flag — is written to an immutable audit log with the rule version and source evidence attached.

02. **Live dashboard and alerts**  
Real-time view of compliance performance across your book. Anomalies surface as they happen, not in next week's report.

03. **Export on demand**  
Pull structured reports for FCA supervisors, internal audit, or executive review — in the format they need, instantly.

## 100% auditable. Zero manual effort.

See Curvestone's Reporting & Audit Trail applied to your compliance operation in a 30-minute demo.